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Documentation Index

Fetch the complete documentation index at: https://docs.cloud.coinbase.com/llms.txt

Use this file to discover all available pages before exploring further.

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Overview

CDP non-custodial wallets are built for both users and systems. For users, wallets are embedded directly in your app. Users sign in with email, SMS, or social login. No seed phrases, browser extensions, or pop-ups required. Users maintain full custody of their assets at all times. For systems, wallets are accessed via the same secure API key authentication battle-tested across all CDP APIs. Your server creates and manages accounts programmatically while CDP handles all private key security inside a Trusted Execution Environment.
Comparison showing traditional wallets require 6 steps including seed phrase management, while user wallets only need 3 simple steps

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Authentication models

CDP non-custodial wallets support two authentication models depending on who controls the wallet:

User authentication

Wallets controlled by your end users. Users sign in with email, SMS, or social login. Best for consumer apps, games, and social platforms.Supported in TypeScript, React, and React Native.

API key authentication

Wallets controlled by your server via API key and Wallet Secret. Best for automated workflows, agentic applications, and backend services.Accessible via the CDP SDK or REST endpoints.

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Key capabilities

Regardless of auth model, all CDP non-custodial wallets share the same underlying infrastructure and feature set:
  • User-custodied security: Users maintain complete control of their assets with the ability to export keys anytime, while you focus on building great experiences
  • Easy onboarding: Familiar login methods (email OTP and social logins) replace complex seed phrases
  • Lightning-fast wallets: Wallet creation and signing under 500ms, enabling instant user onboarding
  • Complete customization: Full control over UI/UX to match your brand and user experience
  • Enterprise-grade security: Advanced cryptographic operations and transaction signing powered by secure infrastructure
  • Everything Wallet: Access onramp/offramp, balances, transfers, swaps, and staking without additional integrations
  • USDC Rewards: US-based developers earn 3.35% rewards on balances held across CDP non-custodial wallets

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Try the interactive demo

Experience user wallets firsthand at demo.cdp.coinbase.com. The demo lets you:
  • Explore the user experience: See how smooth onboarding can be with web2-friendly authentication
  • Test customization: Preview how user wallets can match your app’s look and feel
  • Try core features: Wallet creation, transactions, and key management in action
Perfect for developers who want to understand the product before diving into implementation.

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Use cases

User wallets
  • Consumer apps: Payments, gaming, and social platforms where users sign in with email or social login and transact without managing keys
  • Marketplaces: Streamlined checkout with built-in crypto payments and NFT trading
  • DeFi applications: Lending, borrowing, and yield farming with a familiar web2-style UX
API key wallets
  • Agentic applications: Give AI agents controlled wallet access with policy-enforced spending limits
  • Automated workflows: Execute transactions triggered by webhooks or onchain events without user involvement
  • Backend treasury management: Programmatically manage funds across EVM and Solana from your server

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Supported networks

EVM Networks

All EVM-compatible networks including Base, Ethereum, Arbitrum, Polygon, Optimism, and more
Solana

Solana

Full support for Solana mainnet and devnet

Testnets

Base Sepolia, Ethereum Sepolia, Solana Devnet, and other test networks for development
For a complete list, see Supported Networks.

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Get started

Quickstart: User Auth Wallets

Add user wallets to your React app in under 10 minutes

Quickstart: API Key Wallets

Create and manage wallets programmatically from your backend